Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.
Introduction
Budgetnista:
My dad sat me down and I had my very first, purposeful, conscious money talk. I
learned that things cost money and that the choices I make have a direct impact
on my quality of life. In other words, there is no such thing as a small
financial choice. We each must learn how to weigh our short-term desires
against our long-term goals. The question is, will you choose water or ice
cream?
I
had a condo I no longer lived in and a problematic tenant. I owed massive debt.
I had no job and no savings, and I lived at home. My parents, although awesome,
were super strict (I had a curfew even though I was almost thirty). And my
youngest sister, Lisa, was staying in my high school bedroom suite in the
basement, so I was relegated to my middle-school bed, in what was now my
mother’s second closet/guest room. And I was still single. Big surprise. I
lived this way for two years. I didn’t go out. I avoided my friends and stopped
picking up the phone when my money ran out and the bill collectors started
calling. Ultimately, the bank would foreclose on my condo.
